Healthcare American provides personalized insurance guidance for Medicare, life insurance, annuities, dental, vision, and supplemental coverage needs.
Our licensed agents help you compare options clearly so you can make informed decisions with confidence.
About Us
At Healthcare American, we believe insurance should be about people, not policies.
As an independent insurance agency, we work for you, not the insurance companies. Because we represent many of the nation's leading insurance carriers, we're able to compare plans and recommend solutions based on your unique needs, goals, and budget, not a single company's products.
We understand that choosing Medicare coverage, protecting your family with life insurance, or planning for retirement are some of the most important financial decisions you'll ever make. That's why we take the time to educate our clients, explain their options in plain English, and provide personalized recommendations with honesty, integrity, and compassion.
Healthcare American provides a complete retirement planning platform, including:
Whether you're turning 65, preparing for retirement, or reviewing your current coverage, we're here to help you make informed decisions with confidence.
A successful retirement is about more than saving money. It's about making your money last.
We help clients develop strategies that can:
Every retirement plan is customized because every client is unique.
Our relationship doesn't end after enrollment. We continue to work with our clients year after year, helping them navigate changes in Medicare, reviewing coverage annually, and making sure their insurance continues to meet their needs.
Our mission is simple: to educate, serve, and protect our clients by providing personalized insurance and retirement solutions that bring confidence, financial security, and peace of mind.
At Healthcare American, you're never just another policy number. You're family, and we're honored to help protect what matters most.
Healthcare American was founded on one simple belief: every client deserves honest advice, exceptional service, and someone who will be there long after enrollment.
For more than a decade, Avi Drebin has helped thousands of individuals and families navigate Medicare, life insurance, retirement planning, and annuities. His philosophy is simple: educate first, never pressure, and always recommend what's best for the client.
As an independent broker, Avi isn't limited to one insurance company. Instead, he compares hundreds of plans from many of the nation's leading insurance carriers to help every client find the right coverage for their unique needs.
His commitment doesn't end once a policy is issued. Avi and the Healthcare American team continue to provide annual reviews, ongoing support, and trusted guidance throughout retirement.
Yes! Our consultations are completely free of charge with no obligation.
We offer Medicare, Life Insurance, Dental Insurance, Travel Insurance, Annuities, and other supplemental insurance solutions.
You can schedule a free consultation by completing our online contact form. A representative will contact you to confirm your appointment.
Consultations will be conducted by phone. Our team will coordinate it with you.
Yes. We are an independent, licensed insurance brokerage representing multiple insurance carriers, allowing us to compare plans that fit your needs.
Our licensed insurance advisors take the time to understand your needs, budget, and coverage preferences before recommending suitable options.
Depending on the type of insurance and your eligibility, you may be able to change your coverage. Our advisors can review your current plan and explain your available options.
No. Your consultation is completely free and there is no obligation to enroll in a plan.
Your Initial Enrollment Period usually starts three months before you turn 65, includes your birthday month, and ends three months after. Some people are enrolled automatically, while others may need to sign up manually through Social Security.
Original Medicare includes Parts A and B. Medicare Advantage, also called Part C, is offered through private insurance carriers and may include extra benefits such as prescription drug coverage, dental, vision, hearing, and wellness programs.
Medicare Supplement, or Medigap, works alongside Original Medicare Parts A and B. It can help pay out-of-pocket costs such as copayments, coinsurance, and deductibles. These plans generally do not include dental, vision, hearing, or prescription drug coverage.
Part D is optional, but it can be valuable if you take medications. Original Medicare does not cover most self-administered prescription drugs, and waiting too long to enroll may lead to a late-enrollment penalty unless you have creditable coverage.
No. Healthcare American offers free, no-obligation consultations, advice, and quotes. Their licensed insurance agents help compare options based on your needs and budget.
Yes. Healthcare American works as a life insurance broker and helps customers compare coverage options for their individual situation, including policies designed to protect loved ones and help with final expenses.
Annuities can be structured to support retirement income, tax-deferred growth, principal protection, and long-term financial planning. Healthcare American helps customers understand how annuity products may fit their retirement goals.
Yes. Healthcare American offers guidance on supplemental coverage such as dental and vision insurance. Dental plans may include preventive care, basic procedures, major services, benefit limits, and waiting periods depending on the carrier and plan.
Speak with a licensed insurance agent about Medicare, life insurance, annuities, dental, vision, and supplemental coverage options.
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